6 Best Free Subscription Tracker Apps in 2026

The quick answer

SubsCraft is our top free pick for people who want unlimited subscription records, renewal and trial reminders, a calendar, and spending views on iPhone or Android without linking a bank. Rocket Money is the stronger free choice for automatic discovery from linked US transactions. Bobby and Tilla suit simple single-platform lists, TrackMySubs works in a browser, and ReSubs gives a small cross-platform allowance with optional imports.

How we compared free subscription trackers

We checked official product, pricing, privacy, help, and app-store pages on 7 August 2026; we did not conduct hands-on testing. Every product had to offer verifiable ongoing free access, not only a trial. We compared numeric limits where providers publish them, platforms, reminders, entry methods, bank access, data handling, and the point at which payment is required. Store availability and in-app prices can vary by country.

Six free subscription trackers at a glance

Why SubsCraft is our top free pick

What is included for free

SubsCraft keeps the core subscription-management job outside the paywall: unlimited records and custom categories, renewal reminders and trial alerts, a renewal calendar, spending totals and insights, multi-currency support, and backup. The free plan also supplies 5 monthly AI credits for optional AI Craft capture or AI Saving analysis. Premium costs US$1.99 monthly or US$19.99 yearly and adds 100 monthly AI credits, priority AI analysis when the queue is busy, and early access to new features. Every subscription-tracking feature stays free, with no ads on any plan.

The privacy policy says the main subscription database is stored in SQLite on the device and the app does not connect to a bank or scrape email. Authentication, selected AI text, photos, audio or subscription records, AI job data, push tokens, and exchange-rate requests can still use external services. That explicit boundary is more useful than treating “local” as a promise that no data ever leaves the phone.

The trade-off to understand

SubsCraft will not continuously scan transactions for subscriptions the user forgot to enter. Its free plan suits people who prefer to decide what appears in the list and avoid giving a tracker bank-transaction access, but it requires manual upkeep. Rocket Money is the better fit when automatic discovery is worth the wider data access.

Five alternatives and who they suit

Rocket Money

Rocket Money's ongoing free plan includes subscription tracking, budgeting, and bill reminders. After accounts are connected, it spots recurring charges. The provider says only US users with US-based banks are supported. Premium has a seven-day trial and variable sliding-scale pricing, so its current amount must be checked during signup.

Bobby

Bobby is a focused iPhone tracker for manually recording fixed costs, seeing upcoming bills, and receiving due-date notifications. The US App Store confirms a free download and paid list or feature unlocks from US$0.99 to US$2.99. It does not publish the current free item cap, so a specific number would be guesswork.

TrackMySubs

TrackMySubs offers the clearest small-list allowance here: 10 subscriptions without a card, plus CSV import and export. Its browser interface, calendar, and email alerts suit people who want access from desktop and mobile browsers. It is an account-based cloud service rather than a native mobile app, and it does not advertise bank discovery.

Tilla

Tilla is a free Android download for manual subscription details, upcoming payments, totals, and customisable reminders. The Google Play description says Premium adds unlimited subscriptions, analytics, cloud sync, and local backups, but the same listing does not consistently state Basic's numeric cap. We therefore do not repeat the five-item figure found in an old developer reply on that page.

ReSubs

ReSubs allows 5 subscriptions with basic reminders and a simple spending overview on iOS and Android. It does not connect to banks. A user can enter items manually, submit a bill or receipt for extraction, or import from Gmail; those optional import routes have a broader data boundary than manual entry. An account is optional for basic local use and enables cloud backup and cross-device sync.

Manual tracking or automatic discovery?

Choose SubsCraft, Bobby, TrackMySubs, Tilla, or manual ReSubs entry when you want to control exactly what is recorded and avoid continuous bank-transaction access. Choose Rocket Money when finding overlooked recurring patterns in linked US accounts is more valuable. A practical middle path is to audit statements once, build a manual list, and then maintain it with reminders.

What “free” really means

“Free download,” “free trial,” and “ongoing free tier” are different. All six products had a lasting free path on the review date, but the limits vary: unlimited manual records do not imply unlimited AI use, a 10- or 5-item cap can stop a larger list, and a provider may leave its Basic cap unpublished. Check live limits, export options, notification access, and store prices before committing your records.

Frequently asked questions

Which free tracker works without a bank connection?

Five options in this comparison can be used without bank linking. A no-bank workflow limits transaction-data access and makes records predictable, but the user must add new subscriptions, price changes, and cancellations.

Can a free tracker find every subscription automatically?

No. Automatic discovery only sees supported linked accounts and can miss new, irregular, renamed, cash, app-store, PayPal, or unlinked payments. Manual trackers only know what the user enters or imports.

Why are Bobby and Tilla shown without a numeric free cap?

Their current official store listings do not publish a clear, reliable Basic limit. Bobby lists a paid subscription-limit unlock but no free number. Tilla's listing uses conflicting language about limitations, so this comparison does not turn an old reply or third-party claim into a current limit.

What should I check before upgrading?

Confirm the live item and AI allowances, renewal price, export or backup path, reminder access, region, and data permissions. If a trial is involved, note its end date before starting.